FINANCIAL EXAMINER/ANALYST II - 43001865
Requisition No: 848763
Agency: Office of Financial Regulation
Working Title: FINANCIAL EXAMINER/ANALYST II - 43001865
Pay Plan: Career Service
Position Number: 43001865
Salary: $53,000.00 - $60,000.00
Posting Closing Date: 03/27/2025
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*****OPEN COMPETITIVE EMPLOYMENT OPPORTUNITY*****
DIVISION: CONSUMER FINANCE
BUREAU: ENFORCEMENT
CITY: TALLAHASSEE
COUNTY: LEON
The Office of Financial Regulation (OFR) is responsible for licensing, chartering, examining, and regulating depository and non-depository financial institutions and financial service companies, including state-chartered banks, credit unions, trust companies, loan originators, mortgage lenders, securities dealers, investment advisors, consumer collection agencies and money transmitters throughout the state of Florida.
The OFR is a professional office environment with a public service-driven mission.
Some of the excellent benefits available to Office of Financial Regulation (OFR) employees, include:
• Flexible work schedules for most positions;
• Paid holidays and an annual personal holiday;
• Paid vacation and sick leave;
• Excellent health & life insurance options for individuals and/or family coverage;
• Additional supplemental insurances available such as dental, vision, disability, etc.;
• Tax deferred medical and Dependent Care Benefit reimbursement accounts available;
• Deferred Compensation opportunities;
• Tuition waivers to attend state universities/community colleges;
• Retirement plans and options;
• Public Service Loan Forgiveness program.
SPECIAL NOTES:
Four (4) years of professional examination and/or regulatory work experience relating to financial institutions, financial services companies, insurance companies, securities dealers or investment advisers, mortgage brokers or lenders, or money services businesses is required. A bachelor’s degree from an accredited college or university may be used as an alternative for the years of required experience.
Preferences:
- Bachelor’s Degree from an accredited college or university with major course of study in accounting, finance, economics, business, insurance, or risk management.
- Master’s degree from an accredited college or university with a major in finance, business administration, economics, accounting, insurance or risk management or a Certified Fraud Examiner (CFE); Certified Anti-Money Laundering Specialist (CAMS); and/or a Certified Public Accountant (CPA) designation.
- One (1) or more years of recent professional experience in analyzing, investigating, examining, or auditing financial data within the consumer finance, banking, insurance, or securities industry, supervision of consumer finance industry personnel or regulations of consumer finance industry or similar experience in another financial services industry subject to complex review, including similar experience within federal, state, or local government.
The anticipated annual salary range shall be from $53,000 to $60,000. The starting salary shall be commensurate with the selected candidate’s competencies and qualifications.
Employees of the Department of Financial Services are paid on a monthly pay cycle.
Responses to qualifying questions must be clearly supported by the state application and any omission, falsification, or misrepresentation in the answering of the qualifying questions will be cause for immediate elimination from the selection process.
All applicants seeking employment with the OFR are subject to mandatory background checks conducted through the DFS, Bureau of Human Resource Management in accordance with the requirements of chapter 435, Florida Statutes, and reviews by OFR. Applicants may be disqualified for employment based on the information that may be obtained through research and/or OFR’s review process.
No applicant may begin employment until the background screening results are received, reviewed for any disqualifying offenses, and approved by the Agency. Background screening shall include, but not be limited to, fingerprinting for State and Federal criminal records checks through the Florida Department of Law Enforcement (FDLE) and Federal Bureau of Investigation (FBI) and may include local criminal history checks through local law enforcement agencies.
Minimum Qualifications for this position include the following REQUIRED ENTRY LEVEL KNOWLEDGE, SKILLS AND ABILITIES:
- Knowledge of mathematics.
- Knowledge of auditing principles.
- Knowledge of the methods of compiling, analyzing, and presenting data.
- Knowledge of the techniques utilized in conducting examinations or investigations of financial services companies.
- Ability to review, analyze, and evaluate data.
- Ability to examine financial records.
- Ability to conduct research.
- Ability to write and prepare reports.
- Ability to understand and apply laws, rules, regulations, policies and procedures.
- Ability to probe and obtain critical facts.
- Ability to utilize problem-solving techniques.
- Ability to communicate effectively, both verbally and in writing.
- Ability to establish and maintain effective working relationships with others.
- Ability to recognize the validity, authenticity, and propriety of operating records.
- Ability to work independently.
- Ability to effectively use computer hardware and software.
BRIEF DESCRIPTION OF DUTIES:
1. Utilizing or being trained to utilize Division operating procedures and methods in the performance and compilation of detailed complaint investigations of financial and related institutions by OFR to ensure that all of the provisions of the State statutes and regulations pertaining to the conduct of their activities are complied with: Analyzes the nature of written or verbal inquiries to determine whether or not complaints fall within the jurisdiction of OFR. Utilizes department licensing system and enters detailed complaint information into internal electronic database systems such as Activity Tracking System or REAL. May refer complaints to other regulatory agencies if appropriate. May provide guidance to consumers in resolving the complaint/inquiry and develops documentation and reports necessary for accurate audit trail.
Chapter 494 – Mortgage Brokering and Lending Act
Chapter 516 – Consumer Finance Act
Chapter 520 – Motor Retail Installment Sales Act
Chapter 520 – Retail Installment Sales Act
Chapter 520 – Installment Sales Finance Act
Chapter 520 – Home Improvement Sales and Finance Act
Chapter 537 – Title Loan Act
Chapter 559 – Commercial and Consumer Collection Practices Act
Chapter 560 - Money Services Businesses
2. Responsible for preparing and submitting preliminary complaint investigation reports, documentation, and work papers for reviews of the statutes under the purview of OFR. Responsible for preparing and submitting final complaint investigation reports, work papers, and documentation. Responsible for reviewing and evaluating institutions’ responses to examinations reports and recommending disposition of the file.
3. Utilizes standard Division policies and procedures pertaining to conducting regulatory complaint reviews in relation to Florida Statutes 494, 516, 520, 537, 559 and 560.
a. Responsible for the evaluation and investigation of complaints against companies in the financial fields detailed above and completing written documentation to be reviewed by supervisor.
b. Responsible for reviewing and evaluating institution responses to complaints and recommending disposition of the file.
c. Responsible for completing final complaint investigation report which will include sufficient documentation and work papers used to establish an audit trail for the files.
Perform other related duties and responsibilities as required.
If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. Your current retirement benefits may be canceled, suspended, or deemed ineligible depending upon the date of your retirement.
The State of Florida is an Equal Opportunity Employer/Affirmative Action Employer, and does not tolerate discrimination or violence in the workplace.
Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (1-866-663-4735). Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation.
The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act.
VETERANS’ PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans’ Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans’ Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans’ Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement.
TALLAHASSEE, FL, US, 32399
Nearest Major Market: Tallahassee